How To Use Apple Pay Later In Ios 17 On Iphone And Ipad

What is Apple Pay Later?

Apple Pay Later is a service that lets you make a purchase from a participating merchant and have the total cost split into 4 installments paid over a 6-week period. Apple pays the total to the merchant, and you repay the loan amount without any fees or interest to Apple. You can use Apple Pay Later for online and in-app purchases between $75 and $1,000 on your Apple Pay-enabled iPhone or iPad. There is no impact on your credit when applying for an Apple Pay Later loan; however, after your purchase, your loan and payment history might be reported to credit bureaus and affect your credit.

Apple Pay Later requirements

Even if you meet all of the requirements listed above, you may not be approved for an Apple Pay Later loan due to a variety of reasons including, credit score and report, Apple Pay Later purchase history, and more. If you want to learn more, check out Apple’s official page on how Apple Pay Later loan applications are evaluated.

How to set up Apple Pay Later on iPhone or iPad

To apply for a Pay Later loan using the Wallet app: Once you’re approved for the Apple Pay Later loan, you have up to 30 days to make your purchase. You can see the amount you’re approved for in the Apple Pay Later Available to Spend area. You can also select Apple Pay Later directly at checkout: That’s all there is to it, just a few fields of info and you’re on your way to an Apply Pay Later plan. If you have specific questions, concerns, or issues, you can contact Apple Pay Later Support.

How to use Apple Pay Later on iPhone and iPad

To use your Apple Pay Later Available to Spend amount from the Wallet app, follow the steps below.

How to check your Apple Pay Later balance

Now that you’ve been approved for a loan, you’ll want to check how much you have left to pay off and when your account will be charged. Here’s how. You can also enable/disable autopay in this section, which is handy if you don’t want to miss a payment (or if you’d rather have full control over when the money exits your account). A handy way to pay! Apple Pay Later is a convenient service that can help you buy the things you want but can’t pay the total price for upfront. While technically a short-term loan, Apple doesn’t charge interest or fees, making it a handy way to pay. What do you think, will you give Apple Pay Later a try? Let us know why or why not! For more, look at how to set up Apple Pay on your Apple Watch to make purchases using your wearable. 🗣️ Our site is supported by our readers like you. When you purchase through our links, we earn a small commission. Read Disclaimer. View all posts

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